Collecting your benefits from Medicare
Medicare is a public insurance plan guaranteed to Americans who have paid into the social security system as well as the Medicare plan each year through their federal taxes. It is administered by the Centers for Medicare and Medicaid Services and is there to provide eligible and affordable coverage. Reliable health care can be a difficult benefit to realize without access to Medicare for many Americans, and knowing who is eligible is a first step. If in doubt, simply call the Medicare provider number at 1-800-MEDICARE (1-800-633-4277) for more information on your eligibility.
For more information, call 800-299-9264
Who Is Eligible for Medicare
For most Americans, eligibility begins at the age of 65. However, the plan is not simply restricted to this demographic. Other considerations besides age can be a factor, including younger people with approved disabilities and those who are in end stage renal failure. Eligibility is reviewed by the employees at the social security administration as well as those working in the Medicare system. The rules can be quite confusing, so a visit to either the social security office or the Medicare website is recommended. You can also determine eligibility by calling the Medicare provider number at 1-800-MEDICARE.
How Medicare Works
Medicare is broken down in to four main parts, though many recipients won’t be eligible for all of them. Part A deals with insurance coverage related to inpatient stays at hospitals, clinics, hospices, and some at home costs associated with treatment facilities. Part A only covers the costs of the stay. Part B covers the remaining typical cost associated with inpatient as well as outpatient care, including chargeable materials and treatments.
Part C is a conglomeration of Part A and B, with some provisions written in for additional care that is actually managed by the holder’s private insurance company. Part D covers prescription costs. Not all Medicare eligible customers will be able to tap into all four parts, just as not all Americans are eligible for Medicare in the first place.
Details of Possible Issues with Medicare Coverage
In order to be eligible, a persona must have been paying into the system for at least ten years before claiming benefits. If they were paying in but not for the required amount of time, they can still collect to an extent only by paying an additional insurance premium each month to realize benefits. Those who utilize Part C will also pay a monthly premium, as this part acts as an upgrade to the existing base availabilities and limitations of standard Medicare. If you have questions, simply call your Medicare provider number at 1-800-MEDICARE.
Disclaimer: Find Health Care is a 3rd party to Medicare.